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Citizens Bancorp of Oviedo Inc. records, 1946-2020 ,contain banking materials dating back to 1946, bank newsletters and annual reports, certificates, bank by-laws, emergency preparedness plans, newspaper articles, photographs, and VHS tapes and compact discs of events created and collected by the Citizens Bancorp of Oviedo. These materials document the history of the bank since it opened in 1946. After the original Bank of Oviedo permanently closed in January 1930, Oviedo, Florida residents were left without a bank in town for sixteen years. In 1945, local businesspeople applied for a new bank charter and on July 1st, 1946, the Citizens Bank of Oviedo opened on Broadway Street. By late 1946, the bank had a little over one million dollars in assets. The Citizens Bank opened an Alafaya branch in April 1986, an Oviedo Marketplace Mall branch in March 1999, and a Red Bug branch in March 2002. Additional branches were opened in Winter Park, Sanford, Longwood, and DeLand between 2007 and 2019. In 2006, the Citizens Bank of Oviedo became the Citizens Bank of Florida. In November 2021, shareholders agreed to merge the Citizens Bank of Florida into Fairwinds Credit Union.